{"text_format":"3","workbook":"xlsx","n_sheets":13,"sheets":["Introduction","Scoring Details","Information","Proposer Info","1 - Experience & Reference","2 - Service Capabilities","2 - Plan Admin","3 - Plan Design","3 - Value Add","4 - Network","4 - GEO Access","4 - Provider Disruption","5 - Cost"],"not_rendered":{"images":1,"defined_names":8},"read":"whole","date_system":"1900"}

{"sheet":"Introduction","index":0,"n_rows":33,"n_cols":2,"rows_kept":33,"merged":[[6,3,6,4],[7,1,7,2],[8,1,8,2],[9,1,9,2],[10,1,10,2],[11,1,11,2],[12,1,12,2],[13,1,13,2],[14,1,14,2],[15,1,15,2],[15,3,15,4],[17,1,17,2],[18,1,18,2],[19,1,19,2],[20,1,20,2],[21,1,21,2],[23,1,23,2],[24,1,24,2],[25,1,25,2],[26,1,26,2],[27,1,27,2],[28,1,28,2],[29,1,29,2],[30,1,30,2],[31,1,31,2],[32,1,32,2],[33,1,33,2]]}
[]
[null,"Request for Proposal (RFP) for Employee Benefits Plan Vision"]
[null,"for Hamilton County Schools (HCS)"]
[null,"RFP 23-40"]
[null,"Request for Proposal - Introduction"]
[null,"Effective 1/1/2024"]
[]
[null,"If you have any questions, please contact Hamilton County Board of Education's Procurement Department:"]
[null,"Debbie Jackson"]
[null,"Procurement Specialist"]
[null,"Hamilton County Board of Education "]
[null,"Procurement Management Division"]
[null,"3074 Hickory Valley Road"]
[null,"Chattanooga, TN 37421"]
[null,"Email: DOE_Purchasing@HCDE.ORG"]
[null,"Direct Line: (423) 498-7030"]
[]
[null,"RFP Instructions:"]
[null,"Refer to HCS Procurement RFP Posting for complete RFP Submission Details.\n\nInformational Tabs included in this \"Attachment A\" Document:\n   Introduction\n   Scoring Details\n   Information"]
[null,"Tabs to be completed by proposer in this \"Attachment A\" Document are organized by scoring section and are as follows:\n   1 - Experience & References                                                     \n   2 - Service Capabilities\n   2 - Plan Admin\n   3 - Plan Design\n   3 - Value Add\n   4 - Network\n   4 - GEO Access\n   4 - Provider Disruption\n   5 - Cost"]
[null,"Attachments to be provided by proposer as indicated in this Attachment A:\n   Tab 1 - III.4. \"[Proposer] Service Team\"\n   Tab 2 - I.15 \"[Proposer] Subcontractors\"\n   Tab 2 - III.1. \"[Proposer] Performance Guarantees\"\n   Tab 3 - I.2. \"[Proposer] Website\"\n   Tab 3 - I.2. \"[Proposer] Mobile App\"\n   Tab 3 - I.3. \"[Proposer] Communication Samples\"\n   Tab 4 - I.6. \"[Proposer] Vision Geo Access\""]
[null,"\nAny modifications to this RFP will be published in the form of an addendum posted solely by Hamilton County Department of Education on the HCS procurement website, DOE_Purchasing@HCDE.Org, under this solicitation number."]
[]
[null,"A.      Statement of Intent\nHamilton County Schools hereinafter referred to as “HCS” is soliciting sealed proposals from Vision Carriers to administer the Vision Plan.  Throughout this document the terms Proposer, Contractor, Company, Vendor, Firm or Bidder are used interchangeably and refer to any organization submitting a response to this RFP.  The purpose of this request for proposal (RFP) is to define the HCS minimum requirements and to gain adequate information from which HCS can evaluate your company and your response to HCS requirements."]
[null,"Responses are required for each item in this section in the same order that the questions are asked.  Please describe your proposed solution for each requirement.  If no specific information is to be provided, a response of “understand and comply” should be utilized for each.  If you cannot meet or comply with any item, please include an explanation as to your exception or alternative.  Any proposal not complying with this requirement may be considered to be non-responsive and disqualified at the sole discretion of HCS."]
[null,"Include an appropriate level of detail in your response as to give HCS sufficient information to understand your experience in management of a project/service of this type and your proposed approach to this RFP.  Additional information to the end of our required sections/questions as appropriate to fully convey your value proposition."]
[null,"Within your proposal, HCS at a minimum, is looking for the following services:\n1.       Claims Administration Services\n2.       Customer Service\n3.       National network of providers as well as local high-performance networks\n4.       Utilization Review\n5.       Case Management\n6.       Clinical oversight of the full vision plan\n7.       Eligibility Management\n8.       Claims and Membership Reporting\n\n9.        Account Management Team to support the HCS Team"]
[null,"B.      Background\t \nHCS currently provides a vision plan to approximately 3,885 employees covered under the plan with 6,142 total eligible.  The plan start date will be January 1, 2024.  The vision plan has been administered by Eyemed in excess of five years.  Employees can access the plan(s) on the First Day of Employment.  COBRA benefits are offered to qualified employees and dependents that lose coverage through the HCS plan and it is administered by P&A, their COBRA vendor."]
[null,"C.       Description of Service Requested\t \nBe aware that HCS is working exclusively with our employee benefits advisor, Russ Blakely and Associates, on this RFP.  Proposals will ONLY be accepted directly from third party administrators and pharmacy benefits administrators.  Proposals will not be accepted from brokers or enrollment firms."]
[null,"D.      Vendor Qualifications\t \nHCS is contacting prospective vendors who have an interest in or are known to be business relevant to this Request for Proposal meeting the following requirements:\n·         Must have experience with large public sector clients\n·         Must have all relevant licenses and certifications (Federal, State, or local as applicable) required\n·         Must have sufficient, competent, and skilled staff, with experience in performing/providing the requested services\n·         Meet Mandatory Requirements as outlined in herein."]
[null,"E.       Contract Terms\t \nThe successful proposer(s) will be required to enter into a contract with HCS to satisfy the requirements of this RFP.  HCS reserves the right to award this contract to a single proposer.  "]
[null,"It is HCS’ intent to enter in a four-year (4) contract.  Thereafter, HCS may at its option, extend the term of the contract for an additional four-year (4) term under the same terms and conditions."]
[null,"Note that these are not automatic renewals.  It will be the responsibility of both parties to notify the other party in writing no less than ninety (90) days before the expiration of the contract period if the contract is not to be extended for each additional term."]

{"sheet":"Scoring Details","index":1,"n_rows":16,"n_cols":4,"rows_kept":16,"merged":[[7,1,7,3],[14,1,14,2],[15,1,15,3]]}
[]
[null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,"for Hamilton County Schools (HCS)"]
[null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,"Request for Proposal - Scoring"]
[null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,"Scoring Details"]
[null,"Criteria","Criteria Description","Maximum Points Available"]
[null,1,"Company Relevant Experience & Reference",10]
[null,2,"Service Capabilities & Plan Administration",15]
[null,3,"Plan Administration - Plan Design & Value Add",15]
[null,4,"Network Access & Disruption",45]
[null,5,"Cost",15]
[null,"Total Points",null,{"$f":"SUM(D10:D14)","v":100}]
[null,"*Additional details and documents found within submittal package, although not located within tabs as listed above, may be reviewed and considered by evaluation committee when scoring Proposers.   "]

{"sheet":"Information","index":2,"n_rows":42,"n_cols":3,"rows_kept":42,"merged":[[6,3,6,4],[7,1,7,2],[17,1,17,2],[25,1,25,2],[32,1,32,2]]}
[]
[null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,"for Hamilton County Schools (HCS)"]
[null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,"Request for Proposal - Information"]
[null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,"Commissions Details:"]
[null,"Frequency","Monthly"]
[null,"Commission Type","Percentage"]
[null,"Type of Fee / Commission","Broking"]
[null,"Initial Commission",{"v":0.03,"d":"3.00%"}]
[null,"Commission Expectation",{"v":0.03,"d":"3.00%"}]
[null,"Ongoing Commission",{"v":0.03,"d":"3.00%"}]
[null,"Paid To","BKS Parthers"]
[]
[]
[null,"Enrollment as of 02/01/2023\n     For detailed enrollment, please refer to additional data provided with the solicitation"]
[null,"Benefit Eligible",6142]
[null,"100% Voluntary Fully Insured Vision Plan"]
[null,"Employee Only",1923]
[null,"Employee + Spouse",488]
[null,"Employee + Child(ren)",752]
[null,"Family",722]
[]
[null,"Premiums\n     100% Employee Paid\n     Monthly Premiums Noted Below\n     Premiums from 1/1/2023 - 12/31/2023"]
[null,"100% Voluntary Fully Insured Vision Plan","Monthly Premiums"]
[null,"Employee Only",{"v":5.57,"d":"$5.57"}]
[null,"Employee + Spouse",{"v":10.57,"d":"$10.57"}]
[null,"Employee + Child(ren)",{"v":11.13,"d":"$11.13"}]
[null,"Family",{"v":16.36,"d":"$16.36"}]
[]
[null,"Data\n     Included with this solicitation are the following reports:"]
[null,"Census","Census\\Updated 2.28.23 to include Bus Drivers\\Vision Census De-identified - Final.xlsx"]
[]
[null,"Plan Details ","Eyemed\\Final Active Plan_Hamilton County Department of Education_2022-01-01.pdf"]
[]
[null,"Plan Utilization - 2022","Eyemed\\Hamilton County Schools Util Rpt 2022.pdf"]
[]
[null,"Loss Ratios - 2020","Eyemed\\Hamilton County Schools Loss Ratio Rpt 2020.pdf"]
[null,"Loss Ratios - 2021","Eyemed\\Hamilton County Schools Loss Ratio Rpt 2021.pdf"]
[null,"Loss Ratios - 2022","Eyemed\\Hamilton County Schools Loss Ratio Rpt 2022.pdf"]

{"sheet":"Proposer Info","index":3,"n_rows":67,"n_cols":4,"rows_kept":67,"merged":[[6,3,8,5],[7,1,7,2],[11,1,11,2],[12,1,12,2],[14,1,14,2],[21,1,21,2],[44,1,44,2]]}
[]
[null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,"for Hamilton County Schools (HCS)"]
[null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,"Request for Proposal - Tab 1: Proposer Info"]
[null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,"Name of Proposer:"]
[]
[]
[null,"Provide a description of your Company, your Company’s experience, and underlying philosophy in providing the services as described and requested herein.  Description should include details such as:  abilities, capacity, skill, strengths, number of years, location of office(s), as well as MBE, WBE, DBE, VBE or similar status, and recent, current, and/or projected workload, etc.…"]
[null,"[Enter Company's Response Here]"]
[]
[null,"Provide the contact name and email address of the individual that can answer questions on your proposal."]
[null,"Name:","[Enter Company's Response Here]"]
[null,"Title:","[Enter Company's Response Here]"]
[null,"Phone:","[Enter Company's Response Here]"]
[null,"Email:","[Enter Company's Response Here]"]
[null,"Additional Notes:","[Enter Company's Response Here]"]
[]
["I.","General Proposer Information"]
[null,"Question","Response"]
[1,"Brand Name of Proposer:"]
[2,"Parent Co. Legal Entity Name:"]
[3,"d/b/a (Name in Marketplace):"]
[4,"Year Established/Incorporated:"]
[6,"Industry Classification:"]
[7,"FEIN (Federal Employer Identification Number):"]
[8,"Tax Status (for-profit; not-for-profit)"]
[9,"Public or Privately Held?"]
[10,"Ownership/Controlling Interest Structure"]
[11,"Home Office Location"]
[null,"Address Line #1"]
[null,"Address Line #2"]
[null,"City"]
[null,"State"]
[null,"Zip"]
[null,"Web Address"]
[12,"Location(s) where employees will be assigned to provide services described in this RFP. "]
[13,"Are you authorized to do business in the State of Tennessee?",null,"*"]
[]
[16,"Please include a list of subcontractors used for customer service, claims administration, network access, disease management, and any other services within  an Exhibit titled \"[Proposer] Subcontractors\" in your response that includes the following information: in your response that includes the following information:\n  * Year Established/Incorporated\n  * NAIC Code\n  * Specify services to be provided"]
[]
["II.","Proposer Financial Rating\nFor the entity that will be providing vision claims administration services, provide your  most recent financial ratings or filings and effective dates of the ratings from each of the following agencies:"]
[null,"Question","Response"]
[1,"A.M. Best: Financial Rating Status"]
[null,"Financial Rating (do not report credit rating)"]
[null,"Financial Rating Modifiers (if applicable)"]
[null,"Date Rating Effective (if rated; if not financially rated, leave response cell blank)"]
[2,"Standard & Poor's: Financial Rating Status"]
[null,"Financial Rating (do not report credit rating)"]
[null,"Financial Rating Modifiers (if applicable)"]
[null,"Date Rating Effective (if rated; if not financially rated, leave response cell blank)"]
[3,"Moody's: Financial Rating Status"]
[null,"Financial Rating (do not report credit rating)"]
[null,"Financial Rating Modifiers (if applicable)"]
[null,"Date Rating Effective (if rated; if not financially rated, leave response cell blank)"]
[4,"Fitch: Financial Rating Status"]
[null,"Financial Rating (do not report credit rating)"]
[null,"Financial Rating Modifiers (if applicable)"]
[null,"Date Rating Effective (if rated; if not financially rated, leave response cell blank)"]
[5,"Proposer's financial rating change within the past 12 months:"]
[null,"A.M. Best"]
[null,"Standard & Poor's"]
[null,"Moody's"]
[null,"Fitch."]

{"sheet":"1 - Experience & Reference","index":4,"n_rows":21,"n_cols":4,"rows_kept":21,"merged":[[6,4,8,5],[7,2,7,3],[11,2,11,3],[18,2,18,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 1: Experience & References"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
["I.",null,"Experience"]
[null,null,"Question","Response"]
[1,null,"List the number and percentage of employers of similar size to HCS that your organization currently contracts with directly for Vision Benefits."]
[2,null,"List the number and percentage of public sector employers that your organization currently contracts with directly for Vision Benefits. "]
[3,null,"How many years has your organization been providing vision benefits?"]
[4,null,"Describe what makes your company uniquely qualified to administer benefits to HCS' employees?"]
[]
["II.",null,"References"]
[null,null,"Question","Response"]
[1,null,"Confirm you have completed the reference document included within the RFP."]

{"sheet":"2 - Service Capabilities","index":5,"n_rows":29,"n_cols":4,"rows_kept":29,"merged":[[6,4,8,5],[7,2,7,3],[11,2,11,3],[15,2,15,3],[25,2,25,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 2: Service Capabilities"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
[null,null,"Vision RFP\nUse column to the right of each question to indicate response where applicable. "]
[null,null,"Question","Response"]
[null,null,"Proposer confirms that all requirements set forth in the RFP will be met, including mandatory minimums within the Specifications Document and attached all  items."]
[]
["III.",null,"Account Service Detail"]
[null,null,"Question","Response"]
[1,"a","Will the account be serviced by a team approach, designated account manager, or a dedicated account manager?"]
[null,"b","Average tenure for team or dedicated account manager?"]
[null,"c","Average Size of Clients for team or dedicated account manager?"]
[null,"d","Number of Current Clients Managed by this team or Account Manager"]
[2,null,"Name of person responsible for overall client satisfaction?"]
[3,null,"Name of person responsible for day to day direct contact with HCS HR staff."]
[4,null,"Please include team biographies and organizational chart in an additional attachment. Label the attachment \"[Proposer] Service Team\""]
[7,null,"Location of customer service center that will be responsible for HCS.  (Onshore/Offshore)"]
["IV.",null,"Implementation Support"]
[null,null,"Question","Response"]
[1,null,"Do you provide implementation support?"]
[2,null,"Is there a dedicated implementation manager?"]

{"sheet":"2 - Plan Admin","index":6,"n_rows":49,"n_cols":4,"rows_kept":49,"merged":[[6,4,8,5],[7,2,7,3],[11,2,11,3],[29,2,29,3],[38,2,38,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 2: Plan Administration"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
["I.",null,"Plan Administration"]
[null,null,"Question","Response"]
[1,null,"What is your procedure for referring members back to their medical plan provider if you detect serious health issues of the eyes?"]
[2,null,"Is proposed vision plan approved in all states?"]
[null,"a","If no, list states where your vision plan has not been approved."]
[3,null,"Indicate your participation requirements."]
[6,null,"Confirm that members may access information via an Interactive Voice Response System."]
[7,null,"List the languages for which bi-lingual customer service representatives are available."]
[8,null,"What is the average hold time per call in your Customer Service unit."]
[9,null,"Describe any quality assurance and continuous quality improvement programs in place."]
[10,null,"Please confirm you have provided your standard performance guarantee.   Name the file:  \"[Proposer] Performance Guarantees\"."]
[11,null,"What is your average in-network utilization (%) for your vision PPO plan (2022 book-of-business)?"]
[12,null,"For your vision PPO product and other than member copays, what percent of members had no out-of-pocket expenses?  Answer should reflect CY2022."]
[14,null,"Please confirm that The vendor adopts and implements written confidentiality policies and procedures in accordance with applicable law to ensure the confidentiality of member information used for any purpose."]
[15,null,"Describe the services available to assist claimants in filing a claim and to maximize benefits."]
[16,null,"Describe the reports available to HCS on a monthly, quarterly and annual basis."]
[17,null,"Confirm vendor is able to provide reports on an ad hoc basis."]
[]
["II.",null,"Vision Compliance, Privacy and Confidentiality"]
[null,null,"Question","Response"]
[1,null,"The vendor will not use or further disclose protected health information (PHI) other than as permitted or required by the Business Associate Agreement or as required by law."]
[2,null,"The vendor agrees to use appropriate safeguards to prevent the unauthorized use or disclosure of the PHI.  Vendor agrees to report to the plan sponsor any unauthorized use or disclosure of the PHI."]
[3,null,"The vendor agrees to mitigate, to the extent practicable, any harmful effect that is known to vendor of a use or disclosure of PHI by vendor in violation of the requirements of the federal privacy rule."]
[4,null,"The vendor agrees to ensure that any agent, including a subcontractor, to whom it provides PHI received from, or created or received by the vendor agrees to the same restrictions and conditions that apply to vendor with respect to such information."]
[5,null,"The vendor agrees to (I) implement administrative, physical, and technical safeguards that reasonably and appropriately protect the confidentiality, integrity, and availability of the electronic PHI that it creates, receives, maintains, or transmits, (ii) report to the plan sponsor any security incident (within the meaning of 45 CFR § 164.304) of which vendor becomes aware, and (iii) ensure that any vendor employee or agent, including any subcontractor to whom it provides PHI received from, or created or received by the vendor agrees to implement reasonable and appropriate safeguards to protect such PHI."]
[6,null,"The vendor agrees to make internal practices, books, and records relating to the use and disclosure of PHI received from, or created or received by the organization  available to the Secretary of the Department of Health and Human Services for purposes of the Secretary of the Department of Health and Human Services determining organization’s compliance with the privacy rules."]
[]
["III.",null,"Plan Implementation"]
[null,null,"Question","Response"]
[1,null,"Please confirm a vision plan implementation schedule has been included with your proposal. Name the file: \"[Proposer] Implementation Schedule\""]
[2,null,"What information would be required from HCS for implementation?"]
[3,null,"If requested by HCS, vendor is agreeable to customizing enrollment and claim forms."]
[4,null,"Please confirm your capabilities for:"]
[5,null,"Working with HCS for annual enrollment and new hire enrollment."]
[6,null,"Accepting enrollment information electronically"]
[7,null,"Accepting enrollment information via fax for emergency updates."]
[8,null,"Accepting enrollment information via paper for COBRA members."]
[9,null,"Should your company decide for any reason to terminate the plan, please confirm the number of days lead time provided to HCS."]

{"sheet":"3 - Plan Design","index":7,"n_rows":77,"n_cols":5,"rows_kept":77,"merged":[[2,4,8,6],[7,2,7,3],[11,2,11,3],[35,2,35,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 3: Plan Design"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
["I.",null,"Plan Design Questionnaire"]
[null,null,"Question","Response"]
[1,null,"What are your vision plan exclusions? (IE: eyeglass lenses, contact lenses)"]
[2,null,"Your company agrees to duplicate/enhance all current benefits/provisions as described in this RFP and accompanying documentation.  If your company does not intend to duplicate the current plans exactly, all deviations must be specifically identified in your response to this RFP in the plan design sections below. "]
[3,null,"What services are included in a covered eye exam?"]
[4,null,"What does your contact lens benefit cover?  Describe any limitations."]
[5,null,"If a member requires an eye exam for both glasses and contact lenses, what is the cost?  Will this be considered (and billed) as two separate exams?  If so, what the costs for each exam?  "]
[6,null,"What is your home delivery costs for contact lens?"]
[7,null,"Do members receive discounts for lens or frames options not included in your proposed plan?  If yes, please provide details."]
[8,null,"Describe your \"value added\" services."]
[9,null,"Do you offer laser-eye surgery discounts?  If so, please provide details."]
[10,null,"Do you offer contact lens implant surgery discounts?  If so, please provide details."]
[11,null,"Does your proposal include an approved network from which members must receive services or are out-of-network services covered?"]
[12,null,"Plan design deviations are noted on the plan design worksheet within this RFP."]
[14,null,"Does your plan include any pre-existing conditions/waiting periods? If so, please include."]
[15,null,"Does your plan use an in-house\" laboratory. If so, how is it utilized in the administration of the plan?"]
[16,null,"Use the space to the right to provide details on the coverage of Varilux lenses under the plan."]
[17,null,"Please explain the process for approving and including new lenses/contact lenses"]
[18,null,"Please indicate if any particular lenses ( i.e.: brand-name progressives, contact lenses, etc.) are excluded from coverage"]
[19,null,"In the case where a member requires a specific type/brand of lens that is not covered by the plan, can the purchase of such lenses be authorized if the provider submits sufficient documentation of need? If so, please explain the process."]
[20,null,"In the case where a member purchases substitute lenses that are covered under the plan, and it is discovered after purchase that the  substitute lenses are insufficient, can the member be refunded their cost for the substitute lenses and be allowed to purchase the originally-requested lenses and have the cost covered under the plan. Please explain the appeal process and the documentation necessary to approve payment"]
[21,null,"For non-covered  and/or non-formulary, lenses and contact lenses, does your company provide an allowance or discount?"]
[22,null,"Members may access information via a secure Internet network connection."]
[]
["II.",null,"Plan Deviations\nUse the columns to the right to notate any deviations to current plan designs. A blank cell is a response that the plan will be administered as noted in the existing plan design."]
[1,null,null,"Current Plan Design","Deviated Plan Design"]
[null,"a","Routine Eye Exam Frequency","1x/year"]
[null,"b","Lenses","1x/year"]
[null,"c","Frames","1x/ every other year"]
[null,"d","Eye Exam Copay","$10 Copay or Plus Provider $0 Copay"]
[null,"e","Frames and Lenses Copay","$0 Copay"]
[2,null,"Frame Allowance"]
[null,"a","Standard",{"v":120,"d":"$120"}]
[null,"b","Featured Brands","$170 (Eye 360)"]
[null,"c","Retail Providers Excluded In-Network ","Walmart"]
[null,"d","% Off Remaining Balance",{"v":0.2,"d":"20%"}]
[null,null,"Lenses"]
[null,"a","Single Vision","$15 Copay"]
[null,"b","Lined Bifocal","$15 Copay"]
[null,"c","lined trifocal","$15 Copay"]
[3,null,"Lense Enhancements"]
[null,"a","Progressive Lenses - Standard","$15 Copay"]
[null,"b","Progressive Lenses - Premium","$15 Copay, 20% off retail less $120 Allowance"]
[null,"c","Progressive Lenses - Custom","N/A"]
[null,"d","Anti-Reflective",{"v":45,"d":"$45"}]
[null,"e","Scratch Coating","$0 Copay"]
[null,"f","Polycarbonate",{"v":40,"d":"$40"}]
[null,"g","Photochromic","20% off retail"]
[null,"h","UV (ultraviolet)",{"v":15,"d":"$15"}]
[null,"I","Varilux Lenses","Standard:  $15 Copay/Premium:  $15 Copay, 20% off retail less $120 Allowance"]
[4,null,"Contacts"]
[null,"a","Contact Lenses Conventional","$0 Copay"]
[null,"b","Contact Lenses Disposable","$0 Copay with 100% off balance over $120"]
[null,"c","Fit and Follow Up Standard","Up to $40 (2 visits per year)"]
[null,"d","Fit and Follow Up Premium","10% off retail"]
[null,"e","Lense Allowance  (in lieu of glasses)","$120 and 15% off Balance"]
[null,null,"Essential Medical Eye Care"]
[null,"a","Retinal Screening ","Up to $39 "]
[null,"b","Additional Exams and Services for Members with Diabetic Eye Disease, Glaucoma, or Age-Related Macular Degeneration.","Not included"]
[5,null,"Extra Savings"]
[null,"a","Glasses and Sunglasses","Extra $50 to spend on featured frame brands (Eye 360-see above)\n40% off additiona pairs of glasses\n15% Discount on Conventional Lenses once funded benefit is used\n20% off any item not covered by the plan, including non-prescription sunglasses"]
[null,"b","Glasses vs. Contacts","Ability to use Frame and Contact Lense Allowance worth up to an extra $120 Allowance (Eye 360)"]
[null,"c","Routine Retinal Screening","No more than a $39 on routine retinal screening as an enhancement to a WellVision exam"]
[null,"d","Laser Vision Correction","Lasik or PRK from U.S. Laser Network - 15% off Retail Price or 5% Promotional Price"]
[null,"e","Hearing Care","Through Amplifon Hearing Healthcare Network, Members receive 64% off hearing aides an extended warranty and free batteries"]
[null,"f","Other add on services and materials ","20% off retail"]

{"sheet":"3 - Value Add","index":8,"n_rows":28,"n_cols":4,"rows_kept":28,"merged":[[6,5,8,5],[7,2,7,3],[11,2,11,3],[24,2,24,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 3: Value Add"]
[null,null,"for Hamilton County Schools (HCS)"]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
["I",null,"Employee and Employer Experience"]
[null,null,"Line Item","Carrier Response"]
[1,null,"Use this line to indicate what sets your customer service experience apart from your competitors."]
[2,null,"Use this line to indicate what sets your website experience apart from your competitors. Include snapshots of your website with your proposal. Name the additional attachment \"[Proposer] Website\"."]
[3,null,"Use this line to indicate what sets your mobile app experience apart from your competitors. Include snapshots of your mobile app with your proposal. Name the additional attachment \"[Proposer] Mobile App\"."]
[4,null,"Use this line to indicate what sets your network apart from your competitors."]
[5,null,"Use this line to indicate what sets your employer experience apart from your competitors."]
[6,null,"Use this line to indicate what sets your vision benefits apart from your competitors."]
[7,null,"List any additional enhancements to your proposal that have not been captured in this Attachment A."]
[8,null,"What future plan or benefit enhancements do you feel HCS should know when evaluating this multi-year offer?"]
[9,null,"To further HCS' goal to be The Employer of Choice, what would you recommend they add to enhance their vision benefits. Please note your strategic approach, what benchmarking is available and any additional cost estimates associated with each enhancement option."]
[10,null,"Include attachments of your new enrollee communication materials, open enrollment communication materials and other communications available to HCS. Name the attachment \"[Proposer] Communication Samples\"."]
[]
["II",null,"Audits"]
[null,null,"Line Item","Carrier Response"]
[1,null,"Please outline your Audit guidelines."]
[3,null,"Use this section to notate any additional audit credits or wellness dollars included with your proposal."]

{"sheet":"4 - Network","index":9,"n_rows":45,"n_cols":4,"rows_kept":45,"merged":[[2,4,8,6],[7,2,7,3],[11,2,11,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 4: Network"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
["I.",null,"Network Access and Disruption"]
[null,null,"Line Item","Carrier Response"]
[1,null,"Network ownership/controlling interest"]
[2,null,"Network Name"]
[3,null,"Please provide the total number of providers in Hamilton County for each of the following:"]
[null,"a","Total network PPO membership as of 1/1/2022"]
[null,"b","Total network PPO membership as of 1/1/2021"]
[null,"c","Total network PPO membership as of 1/1/2020"]
[4,null,"Do all locations provide both exams and materials?  If not, what percentage will provide both services?"]
[5,null,"Can a member receive an eye exam at one provider and the glasses/lenses from a different provider?"]
[6,null,"Complete the tab \"GEO Access\" and include an attached detailed GEO Access file.  Name the file:  \"[Proposer] Vision Geo Access\"."]
[7,null,"Number of participating labs."]
[8,null,"Please complete the following table:"]
[null,"a","Vision Membership (as of February 2023)"]
[null,"b","# of Unique Providers"]
[null,"c","% Providers in Independent Practice"]
[null,"d","% Providers in Chain Stores"]
[null,"e","% of network providers who are Opticians"]
[null,"f","% of network providers who are Optometrists"]
[null,"g","% of network providers who are Ophthalmologists"]
[9,null,"List your top 10 network retail chains (if applicable)"]
[10,null,"Please complete the following table based on your book of business 2022 experience:"]
[null,"a","Average in-network utilization"]
[null,"b","Other than member copays, what were the average member out of pocket expenses?"]
[null,"c","Other than member copays, what percent of members had no out of pocket expenses?"]
[null,"d","Other than member copays, what percent of members had no out of pocket expenses for frames?"]
[11,null,"If you have renegotiated any provider contracts in the last 12 to 24 months, what was the financial impact to your organization and your customers?"]
[12,null,"What is the process to add additional vision providers requested by HCS?"]
[13,null,"What are your credentialing standards?"]
[14,null,"What percentage of ophthalmologist/optometrist offices maintain the ability to dispense eyewear?"]
[15,null,"What is the procedure if a member or HCS requests a provider to be included in your network?"]
[16,null,"What is the annual turnover rate of the providers in your network?"]
[17,null,"Do members receive better benefits, higher discounts and/or lower copays by utilizing a certain subset of providers in your network?  If yes, please explain."]
[18,null,"What is your average network savings?"]

{"sheet":"4 - GEO Access","index":10,"n_rows":28,"n_cols":8,"rows_kept":28,"merged":[[2,4,8,7],[7,2,7,3],[12,2,12,7],[16,2,16,7],[24,2,24,7]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 4: GEO Access"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
[]
[null,null,"GEO Access\n   1- Please provide the data requested below using only the census zip codes included with this RFP solicitation.\n   2- Please do not alter access standards.\n   3- If you are proposing multiple vision network options, please complete the GEO report for all proposed networks."]
[]
[null,null,"Network Name:","[Input response here]"]
[]
[null,null,"Response Section:"]
[null,null,"Type of Vision Provider","Number of Vision Providers","Miles from Residence","Percentage of HCS Population Meeting Standards","Count of HCS Population Not Meeting Standards","Average Distance (miles) to a Provider"]
[null,null,"Independent Professionals","[Input response here]","[Input response here]","[Input response here]","[Input response here]","[Input response here]"]
[null,null,"Retail Chains","[Input response here]","[Input response here]","[Input response here]","[Input response here]","[Input response here]"]
[]
[]
[null,null,"Network Name:","[Input response here]"]
[]
[null,null,"Response Section:"]
[null,null,"Type of Vision Provider","Number of Vision Providers","Miles from Residence","Percentage of HCS Population Meeting Standards","Count of HCS Population Not Meeting Standards","Average Distance (miles) to a Provider"]
[null,null,"Independent Professionals","[Input response here]","[Input response here]","[Input response here]","[Input response here]","[Input response here]"]
[null,null,"Retail Chains","[Input response here]","[Input response here]","[Input response here]","[Input response here]","[Input response here]"]

{"sheet":"4 - Provider Disruption","index":11,"n_rows":218,"n_cols":15,"rows_kept":218,"merged":[[2,5,3,7],[3,2,3,4],[4,2,4,7],[5,4,6,7],[7,2,7,6],[11,2,12,7],[12,10,12,12]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,"for Hamilton County Schools (HCS)"]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 4: Provider Disruption"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
[null,null,"Provider Disruption\n   Below are the providers utilized by HCS plan members. Notate network status in column N.\n   If proposed multiple networks, please utilize column O for a secondary network.\n   Providers must be listed as either In-Network or Out Of Network.",{"$nulls":10},"Proposed Network #1","Proposed Network #2 (if applicable)"]
[{"$nulls":10},"Network Name:"]
[null,null,"Unique \nID","NPI","First Name","Last Name","Specialty","Facility or Provider","Office Address 1","Office Address 2","City","State","Zip","Network Status","Network Status"]
[null,null,1,"1033543160","Kristina","Smith","OD","NORTHGATE VISION ASSOCIATES","6014 HIXON PIKE",null,"Hixson","TN","37343"]
[null,null,2,"1942409883","Brian","Hale","OD","EYES ON THE MOUNTAIN","1807 TAFT HWY",null,"SIGNAL MOUNTAIN","TN","37377"]
[null,null,3,"1801014840","Charles","Rosenthal","OD","PEARLE VISION","2040 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,4,"","","","","EYEGLASS WORLD","5591 HIGHWAY 153",null,"Hixson","TN","37343"]
[null,null,5,"","","","","LENSCRAFTERS HAMILTON PLACE","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,6,"1316562804","Christopher","Muegge","OD","LENSCRAFTERS HAMILTON PLACE","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,7,"1194335653","Abigail","Donigian","OD","LENSCRAFTERS","314 NORTHGATE MALL",null,"Chattanooga","TN","37415"]
[null,null,8,"1346405420","Joshua","Crowder","OD","CROWDER EYE CENTER","7329 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,9,"","","","","LENSCRAFTERS NORTHGATE MALL","314 NORTHGATE MALL",null,"Chattanooga","TN","37415"]
[null,null,10,"1538263561","Aaron","Thompson","OD","THOMPSON AND LETT EYE CARE","7161 LEE HIGHWAY",null,"CHATTANOOGA","TN","37421"]
[null,null,11,"","","","","EYEGLASS WORLD","2004 GUN BARREL RD",null,"CHATTANOOGA","TN","37421"]
[null,null,12,"1659441343","John","Mullins","OD","OOLTEWAH VISION CENTER","5958 SNOW HILL RD",null,"OOLTEWAH","TN","37363"]
[null,null,13,"1922557032","Spencer","Sechler","OD","PATHWAY EYE CHATTANOOGA","1201 MARKET ST",null,"CHATTANOOGA","TN","37402"]
[null,null,14,"1447374509","Dewayne","Durham","OPT","EYEAR OPTICAL","7002 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,15,"1659711802","Laura","Sechler","OD","SIGHT EYECARE","1920 NORTHPOINT BLVD",null,"HIXSON","TN","37343"]
[null,null,16,"1902802176","Stacy","Conrad","OD","AMERICAS BEST","5756 HWY 153",null,"HIXSON","TN","37343"]
[null,null,17,"1508484650","Benjamin","Carden","OD","THOMPSON AND LETT EYE CARE","7161 LEE HIGHWAY",null,"CHATTANOOGA","TN","37421"]
[null,null,18,"1982723649","Walter","Guerard","OD","EYEAR OPTICAL","7002 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,19,"1194756577","Robert","Patterson","OD","EYEAR OPTICAL","5969 BRAINERD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,20,"1164435954","Denis","Mcdonald","OD","EYEGLASS WORLD","2004 GUN BARREL RD",null,"CHATTANOOGA","TN","37421"]
[null,null,21,"","","","","1-800 CONTACTS INC","66 E WADSWORTH PARK DR",null,"DRAPER","UT","84020"]
[null,null,22,"1710473780","Kelly","Herron","OD","ALLIED EYE ASSOCATES KENSINGTON PLACE","7405 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,23,"1194335653","Abigail","Donigian","OD","LENSCRAFTERS HAMILTON PLACE","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,24,"1346528379","Jeremiah","Dell","OD","Epic Optique LLC","6117 OOLTEWAH GEORGETOWN RD",null,"Ooltewah","TN","37363"]
[null,null,25,"1508192386","Shayna","Bowman","OD","Epic Optique LLC","6117 OOLTEWAH GEORGETOWN RD",null,"Ooltewah","TN","37363"]
[null,null,26,"","Duane","Ware","OPT","EYEAR OPTICAL","5969 BRAINERD RD",null,"CHATTANOOGA","TN","37411"]
[null,null,27,"","","","","PEARLE VISION","913 KEITH ST NW",null,"CLEVELAND","TN","37311"]
[null,null,28,"1417333634","Cheryl","Wiltse","OD","CHATTANOOGA EYE CARE","5243 LITTLE DEBBIE PKWY",null,"OOLTEWAH","TN","37363"]
[null,null,29,"1932276292","Alvin","Willingham JR","OD","AMERICAS BEST","5756 HWY 153",null,"HIXSON","TN","37343"]
[null,null,30,"1699080416","Kristen","Daniel","OD","MYEYEDR","629 MARKET ST",null,"CHATTANOOGA","TN","37402"]
[null,null,31,"1891885612","Jeffry","Carkner","OD","Epic Optique LLC","6117 OOLTEWAH GEORGETOWN RD",null,"Ooltewah","TN","37363"]
[null,null,32,"1891885612","Jeffry","Carkner","OD","EPIC OPTICAL","189 W 8TH ST",null,"CHATTANOOGA","TN","37402"]
[null,null,33,"1588661292","Amy","Lackey","OD","AMY R LACKEY OD","6940 LEE HIGHWAY",null,"CHATTANOOGA","TN","37421"]
[null,null,34,"1619585130","Caroline","Vollberg","OD","MYEYEDR","629 MARKET ST",null,"CHATTANOOGA","TN","37402"]
[null,null,35,"1346528379","Jeremiah","Dell","OD","EPIC OPTICAL","189 W 8TH ST",null,"CHATTANOOGA","TN","37402"]
[null,null,36,"","","","","AMERICAS BEST","97 PARKWAY DR",null,"FORT OGLETHORPE","GA","30742"]
[null,null,37,"","","","","AMERICAS BEST","5756 HWY 153",null,"HIXSON","TN","37343"]
[null,null,38,"1700949989","Keith","Sparkman","OD","SPRING CREEK EYE CENTER","1013 SPRING CREEK ROAD",null,"CHATTANOOGA","TN","37412"]
[null,null,39,"1982801957","Bradley","Shaffer","OD","NICOLE J KAMMEYER OD","1286 MARKET ST",null,"DAYTON","TN","37321"]
[null,null,40,"1841296183","Norman","Elliott","OD","NORMAN L ELLIOTT OD","4841 F HIXSON PIKE",null,"HIXSON","TN","37343"]
[null,null,41,"1427068881","James","Lett JR","OD","THOMPSON AND LETT EYE CARE","7161 LEE HIGHWAY",null,"CHATTANOOGA","TN","37421"]
[null,null,42,"1568500940","Michael","Bordash","OD","PEARLE VISION","913 KEITH ST NW",null,"CLEVELAND","TN","37311"]
[null,null,43,"","","","","LENSCRAFTERS CONTACTS ECOMM","4000 LUXOTTICA PL",null,"Mason","OH","45040"]
[null,null,44,"1972563278","Jeffrey","Butts","OD","MYEYEDR","629 MARKET ST",null,"CHATTANOOGA","TN","37402"]
[null,null,45,"1699392464","Thomas","Adams","OD","CROWDER EYE CENTER","7329 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,46,"1679614846","Stephen","Bencho JR","OD","STEPHEN BENCHO JR","2733B KEITH ST",null,"CLEVELAND","TN","37312"]
[null,null,47,"1033132915","Michele","Haranin","OD","FRIEDRICH EYE ASSOCS PLLC","2120 NORTHGATE PARK LN",null,"CHATTANOOGA","TN","37415"]
[null,null,48,"","","","","EYECARE ASSOCIATES","4511 HIXON PIKE",null,"HIXSON","TN","37343"]
[null,null,49,"1053360131","Torrey","Carlson","OD","LENSCRAFTERS HAMILTON PLACE","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,50,"1760608905","Rex","Gross","OD","PEARLE VISION","913 KEITH ST NW",null,"CLEVELAND","TN","37311"]
[null,null,51,"1922132265","Cindy","Henderson","OPT","EYEAR OPTICAL INC","5301 HIGHWAY 153",null,"HIXSON","TN","37343"]
[null,null,52,"1053360131","Torrey","Carlson","OD","LENSCRAFTERS","314 NORTHGATE MALL",null,"Chattanooga","TN","37415"]
[null,null,53,"","","","","SIGHT EYECARE","1920 NORTHPOINT BLVD",null,"HIXSON","TN","37343"]
[null,null,54,"1760523948","Katherine","Cox","OD","KATHERINE COX OD","1670 BATTLEFIELD PKWY",null,"FORT OGLETHORPE","GA","30742"]
[null,null,55,"1841381118","Warwick","Dell","OD","WARWICK C DELL OD","8151 HIXSON PK",null,"HIXSON","TN","37343"]
[null,null,56,"1366504839","Adrienne","Ray","OD","EYEAR OPTICAL","7002 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,57,"","","","","CHATTANOOGA EYE INSTITUTE PC","5715 CORNELISON RD",null,"CHATTANOOGA","TN","37411"]
[null,null,58,"1982749321","Donald","Van Arsdale","OD","DR DONALD W VAN ARSDALE","5805 LEE HWY",null,"CHATTANOOGA","TN","37421"]
[null,null,59,"1578565008","Steven","Jaworski","OD","EYECARE ASSOCIATES","4511 HIXON PIKE",null,"HIXSON","TN","37343"]
[null,null,60,"1619397635","Robert","Levy","MD","CHATTANOOGA EYE INSTITUTE PC","5715 CORNELISON RD",null,"CHATTANOOGA","TN","37411"]
[null,null,61,"1033605217","Sulicia","Jones","OPT","KATHERINE COX OD","1670 BATTLEFIELD PKWY",null,"FORT OGLETHORPE","GA","30742"]
[null,null,62,"","Linette","Yarborough","OPT","NORTH GEORGIA VISION CENTER","8390 N HWY 27",null,"ROCK SPRING","GA","30739"]
[null,null,63,"1346436003","Rochelle","Parks","OD","VOLUNTEER EYECARE","15247 RANKIN AVE",null,"DUNLAP","TN","37327"]
[null,null,64,"1740282755","Charles","Kirby","MD","CHATTANOOGA EYE INSTITUTE PC","5715 CORNELISON RD",null,"CHATTANOOGA","TN","37411"]
[null,null,65,"1083039515","Brian","Post","OD","VOLUNTEER EYECARE","15449 RANKIN AVENUE",null,"DUNLAP","TN","37327"]
[null,null,66,"1346528379","Jeremiah","Dell","OD","EPIC OPTICAL","5906 MAIN ST",null,"OOLTEWAH","TN","37363"]
[null,null,67,"","","","","AMERICAS BEST","210 PAUL HUFF PKWY NORTHWEST",null,"CLEVELAND","TN","37312"]
[null,null,68,"1467557520","Eric","Helwig","OD","NORTH GEORGIA EYE CARE","1581 N MAIN STREET",null,"LA FAYETTE","GA","30728"]
[null,null,69,"","","","","TARGET OPTICAL ECOMM","4000 LUXOTTICA PLACE",null,"MASON","OH","45040"]
[null,null,70,"1588769848","Dan","Owen","OD","EYEAR OPTICAL INC","5301 HIGHWAY 153",null,"HIXSON","TN","37343"]
[null,null,71,"1447374509","Dewayne","Durham","OPT","EYEAR OPTICAL","5969 BRAINERD RD",null,"CHATTANOOGA","TN","37411"]
[null,null,72,"1982723649","Walter","Guerard","OD","EYEAR OPTICAL INC","5301 HIGHWAY 153",null,"HIXSON","TN","37343"]
[null,null,73,"1841288131","David","Friedrich","MD","FRIEDRICH EYE ASSOCS PLLC","2120 NORTHGATE PARK LN",null,"CHATTANOOGA","TN","37415"]
[null,null,74,"1871676866","Nicole","Kammeyer","OD","NICOLE J KAMMEYER OD","1286 MARKET ST",null,"DAYTON","TN","37321"]
[null,null,75,"","","","","LENSCRAFTERS RX ECOMM","4000 LUXOTTICA PL",null,"MASON","OH","45040"]
[null,null,76,"","","","","CONTACTS DIRECT","4000 LUXOTTICA PLACE",null,"MASON","OH","45040"]
[null,null,77,"1083039515","Brian","Post","OD","LENSCRAFTERS","314 NORTHGATE MALL",null,"Chattanooga","TN","37415"]
[null,null,78,"","Gene","Williford","OPT","20/20 OPTICAL","7268 JARNIGAN RD",null,"CHATTANOOGA","TN","37421"]
[null,null,79,"1225089758","Jodi","Holbrook","OD","NORTH GEORGIA VISION CENTER","8390 N HWY 27",null,"ROCK SPRING","GA","30739"]
[null,null,80,"1912252800","Kirk","Malerbi JR","OD","PEARLE VISION","1207 W WALNUT AVE",null,"DALTON","GA","30720"]
[null,null,81,"1891093746","Karen","Leblanc","OD","SPECTACLES FAMILY EYECARE","233 S CEDAR AVE",null,"SOUTH PITTSBURG","TN","37380"]
[null,null,82,"1396741161","Stuart","Sullins","OD","SULLINS EYECARE CLINICS PC","517 N JACKSON ST",null,"ATHENS","TN","37303"]
[null,null,83,"","","","","EYEAR OPTICAL","7002 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,84,"1316562804","Christopher","Muegge","OD","Epic Optique LLC","6117 OOLTEWAH GEORGETOWN RD",null,"Ooltewah","TN","37363"]
[null,null,85,"1508192386","Shayna","Bowman","OD","EPIC OPTICAL","5906 MAIN ST",null,"OOLTEWAH","TN","37363"]
[null,null,86,"1568660181","Jennifer","Peek","OD","EYE CENTERS OF TENNESSEE","768 S WILLOW AVE",null,"COOKEVILLE","TN","38501"]
[null,null,87,"1629733092","Alexandra","Matejczyk","OD","LENSCRAFTERS HAMILTON PLACE","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,88,"","","","","GLASSES.COM","4000 LUXOTTICA PL",null,"Mason","OH","45040"]
[null,null,89,"1982275806","Marly","Coleman","OD","BOYD FAMILY EYECARE","1845 OLD YORK HWY EAST",null,"DUNLAP","TN","37327"]
[null,null,90,"1912968371","Dennis","Matzkin","MD","ALLIED EYE ASSOCATES KENSINGTON PLACE","7405 SHALLOWFORD RD",null,"CHATTANOOGA","TN","37421"]
[null,null,91,"1053936195","Corbin","Wellford","OD","LOOKOUT EYE CARE INC","1895 BATTLEFIELD PKWY",null,"FORT OGLETHORPE","GA","30742"]
[null,null,92,"1033543160","Kristina","Smith","OD","NICOLE J KAMMEYER OD","1286 MARKET ST",null,"DAYTON","TN","37321"]
[null,null,93,"1952300832","Stephen","Clark","OD","NORTH GEORGIA VISION CENTER","8390 N HWY 27",null,"ROCK SPRING","GA","30739"]
[null,null,94,"1912252800","Kirk","Malerbi JR","OD","PEARLE VISION","1207 W WALNUT AVE",null,"DALTON","GA","30720"]
[null,null,95,"1790396471","Erica","Bailey","OD","AMERICAS BEST","97 PARKWAY DR",null,"FORT OGLETHORPE","GA","30742"]
[null,null,96,"","","","","LENSCRAFTERS","26-B GRAND CORNER AVENUE",null,"Gaithersburg","MD","20878"]
[null,null,97,"","","","","LENSCRAFTERS THE MALL AT JOHNSON CITY","2011 N ROAN ST",null,"JOHNSON CITY","TN","37601"]
[null,null,98,"1063179091","Hannah","Ellis","OD","CLARKSON EYECARE","109 W 5TH ST",null,"BENTON","KY","42025"]
[null,null,99,"1083039515","Brian","Post","OD","LENSCRAFTERS HAMILTON PLACE","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,100,"","","","","AMERICAS BEST","1993 OLD FORT PKWY",null,"MURFREESBORO","TN","37129"]
[null,null,101,"1477860708","Amanda","Kirk","OD","LIGHTHOUSE OPTICAL","430 NEAL ST",null,"COOKEVILLE","TN","38501"]
[null,null,102,"1922091354","Michael","Politzer","OD","AMERICAS BEST","210 PAUL HUFF PKWY NORTHWEST",null,"CLEVELAND","TN","37312"]
[null,null,103,"1851462329","Daniel","Devine","OD","TARGET OPTICAL","11100 PARKSIDE DR",null,"KNOXVILLE","TN","37934"]
[null,null,104,"","","","","TARGET OPTICAL","2022 CUMMING HWY",null,"Canton","GA","30115"]
[null,null,105,"1346504891","Stephenie","Young","OD","LENSCRAFTERS","3428 N SOUTHPORT AVE",null,"CHICAGO","IL","60657"]
[null,null,106,"1326452350","Stephanie","Cunningham","OD","LENSCRAFTERS THE PINNACLE AT TURKEY CREE","11289 PARKSIDE DRIVE",null,"KNOXVILLE","TN","37934"]
[null,null,107,"1174504179","Sherrie","Holman","OD","SHERRIE E HOLMAN OD","1450 DECATUR PIKE",null,"ATHENS","TN","37303"]
[null,null,108,"1942294962","Joseph","Crump","OD","OAK RIDGE VISION CENTER","1143 OAK RIDGE TURNPIKE",null,"OAK RIDGE","TN","37830"]
[null,null,109,"1659412377","Katherine","Ly","OD","LENSCRAFTERS LAKE FOREST","26-B GRAND CORNER AVE",null,"Gaithersburg","MD","20878"]
[null,null,110,"1861155665","Lindsey","Coley","OD","LENSCRAFTERS WEST TOWNE MALL","7600 KINGSTON PIKE",null,"KNOXVILLE","TN","37919"]
[null,null,111,"","","","","AMERICAS BEST","1341 W WALNUT AVE",null,"DALTON","GA","30720"]
[null,null,112,"1598070955","Sarah","Shim","OD","SHIM VISION GROUP INC","415 W CRAWFORD ST",null,"DALTON","GA","30720"]
[null,null,113,"1164412102","Sam","Horner III","OD","CLEVELAND OPTOMETRIC VISION","40 2ND ST",null,"CLEVELAND","TN","37311"]
[null,null,114,"1063405256","Jeremy","Anderson","OD","ANDERSON EYE CARE","1642 MCARTHUR ST",null,"MANCHESTER","TN","37355"]
[null,null,115,"1073506408","Richard","Durocher","OD","OPTOMETRIC PHYS OF MIDDLE TN","4322 HARDING PIKE",null,"NASHVILLE","TN","37205"]
[null,null,116,"1154413672","Ann","Hannah","OD","DR ANN E HANNAH OD","401 N THORNTON AVE",null,"DALTON","GA","30720"]
[null,null,117,"1841296183","Norman","Elliott","OD","CHATTANOOGA EYE CARE","5243 LITTLE DEBBIE PKWY",null,"OOLTEWAH","TN","37363"]
[null,null,118,"","","","","A&A Optical LLC","1670 Battlefield Parkway",null,"Fort Oglethorpe","GA","30742"]
[null,null,119,"1033605217","Sulicia","Jones","OPT","A&A Optical LLC","1670 Battlefield Parkway",null,"Fort Oglethorpe","GA","30742"]
[null,null,120,"","","","","LENSCRAFTERS TOWN CENTER AT COBB","400 ERNEST BARRETT PKWY",null,"KENNESAW","GA","30144"]
[null,null,121,"","","","","LENSCRAFTERS TWELVE OAKS DUMARCHE SHPG C","5500 ABERCORN ST",null,"SAVANNAH","GA","31405"]
[null,null,122,"","","","","LENSCRAFTERS FLORIDA AVENUE","3408 S FLORIDA AVE",null,"LAKELAND","FL","33803"]
[null,null,123,"","","","","LENSCRAFTERS OLD HICKORY MALL","2021 N HIGHLAND AVE",null,"JACKSON","TN","38305"]
[null,null,124,"","","","","LENSCRAFTERS WESTERN HILLS PLAZA","6026 GLENWAY AVE",null,"CINCINNATI","OH","45211"]
[null,null,125,"","","","","LENSCRAFTERS FOX RIVER MALL","4301 W WISCONSIN AVE",null,"APPLETON","WI","54913"]
[null,null,126,"1578681441","Jose","Goncalves","OD","PEARLE VISION CENTER","1401 JOHNSON FERRY RD",null,"MARIETTA","GA","30062"]
[null,null,127,"1689025348","Rebecca","Wenig","OD","COLEY & COLEY FAMLIY EYE CARE","129 E CLARK BLVD",null,"MURFREESBORO","TN","37130"]
[null,null,128,"1750995528","Britton","Bugg","OD","UNION CITY EYE CARE PC","1022 S MILES AVE",null,"UNION CITY","TN","38261"]
[null,null,129,"1184110249","William","Hood","OD","VISION ONE","1727 MARS HILL RD",null,"ACWORTH","GA","30101"]
[null,null,130,"1639481906","Landon","Wallace","OD","EAST MEMPHIS OPTOMETRY","5118 PARK AVE",null,"MEMPHIS","TN","38117"]
[null,null,131,"","","","","LENSCRAFTERS","510 SIXTH AVE",null,"NEW YORK","NY","10011"]
[null,null,132,"1558343095","Zachary","Boyd","OD","BOYD FAMILY EYECARE","1845 OLD YORK HWY EAST",null,"DUNLAP","TN","37327"]
[null,null,133,"1720004591","Stephen","Clark","OD","SPECS IN THE CITY","473 FRONT STREET",null,"SPRING CITY","TN","37381"]
[null,null,134,"1457489080","Rhonda","Gross","OPT","SPECS IN THE CITY","473 FRONT STREET",null,"SPRING CITY","TN","37381"]
[null,null,135,"1356371223","Dorian","Lain","OD","THE EYE GROUP PC","11124 KINGSTON PIKE",null,"KNOXVILLE","TN","37934"]
[null,null,136,"1588620801","Julie","Cleary","OD","LENSCRAFTERS WESTERN HILLS PLAZA","6026 GLENWAY AVE",null,"CINCINNATI","OH","45211"]
[null,null,137,"1770714537","Jennifer","Ledford","OD","LENSCRAFTERS BRISTOL MALL","554 PINNACLE PKWY",null,"BRISTOL","TN","37620"]
[null,null,138,"1699223974","Jessica","Mark","OD","NEWSOM EYE AND LASER CENTER","4211 US HWY 27 NORTH",null,"SEBRING","FL","33870"]
[null,null,139,"1275737041","Tammy","Oatman","OD","TARGET OPTICAL","2022 CUMMING HWY",null,"Canton","GA","30115"]
[null,null,140,"1174936876","Puja","Patel","OD","THE EYE GALLERY","3330 PIEDMONT RD NORTHEAST",null,"ATLANTA","GA","30305"]
[null,null,141,"1235275215","John","Chambers","OD","AMERICAS BEST CROWN POINT PLAZA","6634 CLINTON HWY",null,"KNOXVILLE","TN","37912"]
[null,null,142,"1821531252","Angela","Milam","OD","LENSCRAFTERS OLD HICKORY MALL","2021 N HIGHLAND AVE",null,"JACKSON","TN","38305"]
[null,null,143,"1538682992","Pamela","Martin","OD","TABLE MTN VISION CNTR 2020 LLC","1409 WASHINGTON AVE",null,"GOLDEN","CO","80401"]
[null,null,144,"1205452927","Khanh","Trinh","OD","AMERICAS BEST","1993 OLD FORT PKWY",null,"MURFREESBORO","TN","37129"]
[null,null,145,"","","","","LENSCRAFTERS STONES RIVER MALL","1720 OLD FORT PKWY",null,"MURFREESBORO","TN","37129"]
[null,null,146,"","","","","LENSCRAFTERS OPTIQUE THE MALL OF MILLENI","4298 MILLENIA BLVD",null,"ORLANDO","FL","32839"]
[null,null,147,"1235163288","Hadi","Alameddine","OD","DR HADI ALAMEDDINE","3030 LAFAYETTE RD",null,"FORT OGLETHORPE","GA","30742"]
[null,null,148,"1689961344","Blake","Rust","OD","WINSTON EYE & VISION CTR","8609 KINGSTON PIKE",null,"KNOXVILLE","TN","37923"]
[null,null,149,"1174139604","Darion","Horner","OD","WHALEY FAMILY EYECARE","2541 SAND PIKE BLVD",null,"PIGEON FORGE","TN","37863"]
[null,null,150,"1164435954","Denis","Mcdonald","OD","DENIS MCDONALD","5377 HWY 136",null,"TRENTON","GA","30752"]
[null,null,151,"","","","","AMERICAS BEST","1265 INTERSTATE DR",null,"COOKEVILLE","TN","38501"]
[null,null,152,"1326174558","Phillip","Gilliam","OD","LENSCRAFTERS THE MALL AT JOHNSON CITY","2011 N ROAN ST",null,"JOHNSON CITY","TN","37601"]
[null,null,153,"1083767552","Curtiss","Anderson","OD","THE EYE CARE STUDIO","2375 WESLEY CHAPEL RD",null,"DECATUR","GA","30035"]
[null,null,154,"1760059018","Katelyn","Bunn","OD","HENEGAR EYE CLINIC","17154 AL HIGHWAY 75",null,"HENAGAR","AL","35978"]
[null,null,155,"1629003595","Kimberley","Kamin-Butler","OD","AMERICAS BEST","1265 INTERSTATE DR",null,"COOKEVILLE","TN","38501"]
[null,null,156,"","","","","TARGET OPTICAL","9841 N LAKE CENTRE PARKWAY",null,"CHARLOTTE","NC","28216"]
[null,null,157,"","","","","TARGET OPTICAL","1033 CROSSINGS BLVD",null,"SPRING HILL","TN","37174"]
[null,null,158,"","","","","TARGET OPTICAL","11100 PARKSIDE DR",null,"KNOXVILLE","TN","37934"]
[null,null,159,"1609071810","Amanda","Cox","OD","AMERICAS BEST","1993 OLD FORT PKWY",null,"MURFREESBORO","TN","37129"]
[null,null,160,"","","","","TARGET OPTICAL","115 RIVER HILLS RD",null,"ASHEVILLE","NC","28805"]
[null,null,161,"1043248735","Karin","Moore","OD","EYES ON KNOXVILLE","5113 CLINTON HWY",null,"KNOXVILLE","TN","37912"]
[null,null,162,"","","","","VISIONWORKS DOCTORS OF OPT","2100 HAMILTON PLACE BLVD",null,"CHATTANOOGA","TN","37421"]
[null,null,163,"1326521113","Benjamin","Hunt","OD","I CARE ASSOC","2829 E OAKLAND AVE",null,"JOHNSON CITY","TN","37601"]
[null,null,164,"","","","","LENSCRAFTERS LIVINGSTON MALL","112 EISENHOWER PKWY",null,"LIVINGSTON","NJ","07039"]
[null,null,165,"1437598992","Kyle","Kragenbrink","OD","EYECARE PLUS INC","5323 MOUNTAIN VIEW RD",null,"ANTIOCH","TN","37013"]
[null,null,166,"1699881565","Kenneth","Nix","OD","BOYD FAMILY EYECARE","1845 OLD YORK HWY EAST",null,"DUNLAP","TN","37327"]
[null,null,167,"1598070955","Sarah","Shim","OD","MYEYEDR","629 MARKET ST",null,"CHATTANOOGA","TN","37402"]
[null,null,168,"1386644151","Shawn","Sussmane","OD","ANDES OPTICAL","4613 PAPERMILL DRIVE",null,"KNOXVILLE","TN","37909"]
[null,null,169,"1184822041","Nicholas","Engle","OD","PRIMARY EYECARE GROUP","205 WARD CIR",null,"BRENTWOOD","TN","37027"]
[null,null,170,"","","","","PEARLE VISION CENTER","1401 JOHNSON FERRY RD",null,"MARIETTA","GA","30062"]
[null,null,171,"1962029280","Elise","Svennevik","OD","BRENTWOOD EYE CLINIC","5554 FRANKLIN PIKE",null,"NASHVILLE","TN","37220"]
[null,null,172,"1861054900","Nicola","Shatleh","OD","AMERICAS BEST","8154 KIRBY DR",null,"HOUSTON","TX","77054"]
[null,null,173,"","","","","AMERICAS BEST CROWN POINT PLAZA","6634 CLINTON HWY",null,"KNOXVILLE","TN","37912"]
[null,null,174,"1184116667","Danny","Garcia","OD","MYEYEDR","123 W MAIN ST",null,"CARTERSVILLE","GA","30120"]
[null,null,175,"1881747129","James","Gillispie","OD","GILLISPIE EYE CARE","4130 ANDREW JACKSON PKWY",null,"HERMITAGE","TN","37076"]
[null,null,176,"1659535565","Jennifer","Drake","OD","DRAKE EYE CARE & EYEWEAR","252 VETERANS PKWY",null,"MURFREESBORO","TN","37128"]
[null,null,177,"1104975838","Jay","Jackson","OD","LENSCRAFTERS TWELVE OAKS DUMARCHE SHPG C","5500 ABERCORN ST",null,"SAVANNAH","GA","31405"]
[null,null,178,"1053360131","Torrey","Carlson","OD","LENSCRAFTERS THE MALL AT JOHNSON CITY","2011 N ROAN ST",null,"JOHNSON CITY","TN","37601"]
[null,null,179,"1669096020","Thomas","Clark","OD","UTAH VISION DEVELOPMENT CENTER","12523 S PASTURE RD",null,"Herriman","UT","84096"]
[null,null,180,"1861621864","Jarrod","Davies","OD","UTAH VISION DEVELOPMENT CENTER","12523 S PASTURE RD",null,"Herriman","UT","84096"]
[null,null,181,"1285625780","Barry","Schirack","OD","PROCARE EYE CENTER","6790 HWY 92",null,"ACWORTH","GA","30102"]
[null,null,182,"1023352176","Jeffrey","Holbert","OD","DR HOLBERT & ASSOCIATES","320 W EL CAMINO REAL",null,"SUNNYVALE","CA","94087"]
[null,null,183,"1104137447","Nicholas","Graham","OD","TARGET OPTICAL","9841 N LAKE CENTRE PARKWAY",null,"CHARLOTTE","NC","28216"]
[null,null,184,"","","","","NICOLE J KAMMEYER OD","1286 MARKET ST",null,"DAYTON","TN","37321"]
[null,null,185,"1467077503","Marlene","Catarino","OD","LOOKOUT EYE CARE INC","1895 BATTLEFIELD PKWY",null,"FORT OGLETHORPE","GA","30742"]
[null,null,186,"1922557032","Spencer","Sechler","OD","CHATTANOOGA EYE CARE","5243 LITTLE DEBBIE PKWY",null,"OOLTEWAH","TN","37363"]
[null,null,187,"1750348868","Chad","Davis","OD","PATHWAY EYE ATHENS","110 COLLEGE ST",null,"ATHENS","AL","35611"]
[null,null,188,"1629476643","Seana","Corbett","OD","LENSCRAFTERS TOWN CENTER AT COBB","400 ERNEST BARRETT PKWY",null,"KENNESAW","GA","30144"]
[null,null,189,"1740596501","Monique","Emmons","OD","LENSCRAFTERS PROVIDENCE MARKETPLACE","401 S MOUNT JULIET RD",null,"MOUNT JULIET","TN","37122"]
[null,null,190,"1033857602","ETHAN","JONES","OD","LENSCRAFTERS","314 NORTHGATE MALL",null,"Chattanooga","TN","37415"]
[null,null,191,"1407881337","Daniel","Durante","OD","COHEN'S FASHION OPTICAL","3468 NW FEDERAL HWY",null,"JENSEN BEACH","FL","34957"]
[null,null,192,"1053675637","Gregory","Everett","OD","CAMPBELL CUNNINGHAM TAYLOR","4613 PAPERMILL DR",null,"KNOXVILLE","TN","37909"]
[null,null,193,"1386644151","Shawn","Sussmane","OD","CAMPBELL CUNNINGHAM TAYLOR","4613 PAPERMILL DR",null,"KNOXVILLE","TN","37909"]
[null,null,194,"1962073676","Kristian","Lejeune","OD","LENSCRAFTERS","1720 OLD FORT PKWY",null,"Murfreesboro","TN","37129"]
[null,null,195,"","","","","20/20 OPTICAL","7268 JARNIGAN RD",null,"Chattanooga","TN","37421"]
[null,null,196,"1689196867","Kai Yung","Lui","OD","AMERICAS BEST","7088 CHARLOTTE PK",null,"NASHVILLE","TN","37209"]
[null,null,197,"1184798324","Grace","Luong","OD","NIMMO EYECARE","2105 MCCOMAS WAY",null,"VIRGINIA BEACH","VA","23456"]
[null,null,198,"1740205640","James","Baggett","OD","TOOMEY & BAGGETT EYE CARE","406 W MADISON AVENUE",null,"ATHENS","TN","37303"]
[null,null,199,"1952458911","Paul","Culpepper","OD","ENVISION EYECARE CTR","2020 NORTHPARK",null,"JOHNSON CITY","TN","37604"]
[null,null,200,"1447515549","Savannah","Lamb","OD","TARGET OPTICAL","115 RIVER HILLS RD",null,"ASHEVILLE","NC","28805"]
[null,null,201,"1205829942","Annette","Wilde","OD","LENSCRAFTERS FOX RIVER MALL","4301 W WISCONSIN AVE",null,"APPLETON","WI","54913"]
[null,null,202,"1194906883","Jack","Vontillius","OD","NORTH GEORGIA VISION CENTER","8390 N HWY 27",null,"ROCK SPRING","GA","30739"]
[null,null,203,"1841296183","Norman","Elliott","OD","DR NELSON THORESEN","145 BLYTHES FERRY RD",null,"DAYTON","TN","37321"]
[null,null,204,"1235293499","Matthew","Bahrami","OD","LENSCRAFTERS KNOXVILLE CENTER","5415 WASHINGTON PIKE",null,"KNOXVILLE","TN","37918"]

{"sheet":"5 - Cost","index":12,"n_rows":27,"n_cols":4,"rows_kept":27,"merged":[[2,4,8,6],[7,2,7,3],[11,2,11,3],[21,2,21,3]]}
[]
[null,null,{"$f":"Introduction!B2","v":"Request for Proposal (RFP) for Employee Benefits Plan Vision"}]
[null,null,{"$f":"Introduction!B3","v":"for Hamilton County Schools (HCS)"}]
[null,null,{"$f":"Introduction!B4","v":"RFP 23-40"}]
[null,null,"Request for Proposal - Scoring Section 5: Cost"]
[null,null,{"$f":"Introduction!B6","v":"Effective 1/1/2024"}]
[]
[null,null,"To Proposer: Please enter your Company's name in the space provided below."]
[null,null,"Name of Proposer:"]
[]
[]
["I.",null,"Cost - Questionnaire"]
[null,null,"Question","Response"]
[1,null,"Please confirm you are proposing an initial contract term of 4 years with 4 additional 1 year renewals."]
[2,null,"Please confirm you agree to an initial 4 year rate guarantee."]
[3,null,"What is your current vision trend used for purposes of rating?"]
[4,null,"Describe any assumptions and caveats utilized when rating this product."]
[5,null,"What is your discount off of retail prices or Reasonable & Customary allowances?  Provide the information separately for exams and materials."]
[6,null,"What is your methodology for payment of services by out-of-network providers"]
[8,null,"Are there any costs associated with your proposal that is not covered by the rates included below? If yes, please include details on the fees including when they would apply and an estimate of costs for a group of HCS' size."]
[]
["II.",null,"Fully Insured Rates - Proposed Plan"]
[null,null,"Enrollment Tier ","Proposed Monthly Rates"]
[1,null,"Employee Only"]
[2,null,"Employee + Spouse"]
[3,null,"Employee + Child(ren)"]
[4,null,"Employee + Family"]